Double Indemnity #4 is a medium-dark black with neutral-to-cool undertones and flecks of multi-colored sparkle over a more matte finish. Applied dry, it had good color payoff in a single layer but was softer and had light fallout during application, though a good amount of the sparkle got lost in my brush. Applied wet, it had rich pigmentation and had more sparkles that showed up on my lid with a bit less fallout. The texture was soft, a little drier than the other shades but blendable. It wore well for seven and a half hours before fading a bit on me.