Urban Decay Cover is a neutral taupe with a matte finish that is permanent in palette and retails for $19.00. In comparison, NARS L'Amour, Toujours L'Amour #7 is a cool taupe with a matte finish that is discontinued and retails for $25.00.
NARS L'Amour, Toujours L'Amour #7 is 90% similar — it is cooler.