Do you prefer using a separate sunscreen product or want it included in your moisturizer/foundation? Why do you go one way or the other?

I prefer it in my moisturizer over anything else, just because I feel like I get great coverage with a moisturizer vs. a foundation. I do also have separate sunscreen-only products, because when I know I’ll be out in strong sun all day (e.g. playing tennis), I’ll opt for stronger SPF.

P.S. – How is everyone’s weekend going? What did/will you do?