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I normally resist sales just because I know I need to pay for more important things. Thanks for the tip on using only debit to pay for beauty purchases. Looks like you’re much better with money than I am!

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My mom was SUPER SUPER strict about having savings, never going into credit card debt, etc. Growing up, whenever we got checks from relatives for birthdays/Christmas, 50% had to go straight into savings! I didn’t like it so much then, but she really instilled some good habits into me 🙂

I have a monthly beauty budget, and I keep my eyes open for sales/bonuses that are actually worthwhile for my needs/use. On the rare occasion that something spectacular goes on sale, and it’s over my budget, I make the pouty face at my sweet boyfriend, bake him a cheesecake, and ask him very nicely to buy my beauty finds. 🙂

I always ask myself, do I really need this? And I always check my stash if I have a similar color because I find myself always buying the same colors!

I usually have money put aside for my beauty purchases, once I spend it up I stop shopping unless its something that I have to get before its sold out and I rarely use my credit cards because I would get out of control and I would be stuck with this big bill at the end of the month

I don’t use my credit card AT ALL. haha It is only there for like real emergencies. Have been so since I got it about 3years ago! 🙂 yes I do make a limit on the amount I can spend 🙂 but I must say I have not been very good these few months. I am not allowing myself to buy anything this year with my own money! Unless I will DIE without it.LOL! So hopefully I get some good gifts/cash for Christmas 😉 hehe

Resist? Well it depends on who is having the sale. I never resist a sale at Sephora. However, in general I’m a very good money manager and a hard worker. I pay all my bills first, I don’t have a car payment anymore, I don’t use a credit card and my husband can’t complain much cause I make all the money 😉

I surprised myself a little. I got the 20% discount for VIBs at Sephora and was ready to purchase online but decided not to. There wasn’t anything I really needed and thought, if I really needed it, I would have purchased, instead of wait months for sale to come along.

It’s okay though, I spent money instead on something I’ve been waiting for – the new Chanel Riva nail polish 🙂 and soon the spring collection from Chanel.

I say just buy it. All. IF you have the money. If not, don’t even look! If you know you’re a sale-aholic, prepare for the sale seasons and SAVE. Keep a piggy bank of 20’s so you can get what you want without feeling guilty, or taking out of your savings, or even worse, charging! I don’t go for the “deal” myself, and if there is a set and it has anything in it I already own, I don’t buy it! It has to be amazing and made-for-me or I’m just like ehh… whatever. I’m with Jamie. Most hubbies will gladly contribute to the wife-looking-amazing fund, as long as we’re not hoarding and we actually look amazing with the stuff. (:

Yeah, I give myself a quarterly budget (running on a school year) to use on my debit card. I’ll deposit my checks into my savings and take out a small allowance for me to spend, spend, spend! That way I can’t dip into my savings, lol.

somehow offline stores do not excite me that much – but e-shopping is really my weak spot. so when i suddenly see smth i totally can’t resist i put my laptop aside – and check my cosmetic drawer and usually see 3-4 similar items, and think it over. if that does not work i go looking into my bank receipts – also quite refreshing. but sometimes there are just things i absolutely have to have – and then even a monthly spending limit can’t prevent me from buying

Either I have the money or I don’t. I do not like going into debt and luckily credit cards aren’t really that common in Germany, so it’s either cash, debit card or invoice (when shopping online).

Often I put something I see online in a basket but don’t proceed to the checkout. Then I get away from the computer, do something differently, maybe even sleep about it and the next day see if I still want the item. Sometimes I play this “game” for days. I think I’ve been pondering some NARS-products for two weeks now. Mostly from the Fall/Winter-collections and a blush.

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